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Income Protection Benefit Plans

Disability Income Plan of North Carolina

The Disability Income Plan of North Carolina (DIPNC) provides monthly replacement income to individuals in the form of short-term disability benefits, extended short-term disability benefits and long-term disability benefits if you become disabled while you are a permanent employee and are enrolled in either the Â鶹ÉçÇø Optional Retirement Program (ORP) or the Teachers' and State Employees' Retirement System (TSERS). Visit the of the website for detailed information on this program.

Supplemental Disability Plan for TSERS Members -

This is a voluntary supplemental disability plan underwritten by Liberty Life Assurance Company of Boston, a member of the Liberty Mutual Group, designed exclusively for University employees who are members of the North Carolina Teachers' and State Employees' Retirement System (TSERS). For detailed information on this program, including the Income Protection Guide and a monthly premium calculator, visit the page on the Â鶹ÉçÇø System website.

Supplemental Disability Plan for Â鶹ÉçÇø ORP Participants -

This is a voluntary supplemental disability plan underwritten by The Standard and designed exclusively for participants of the University of North Carolina Optional Retirement Program (ORP). For detailed information on this program, including the Income Protection Guide and a monthly premium calculator, visit the page on the Â鶹ÉçÇø System website.

Colonial Life & Aflac 

Plans offered include Accident, Cancer, Critical Illness, Disability, Hospital and Life.